Australia currently has 30 international social security agreements with other countries, several of which are under negotiation. The Australia-India SSA largely resembles the SSA that Australia has signed with other countries. This SSA applies to Australia`s Superannuation Guarantee Act, which requires employers to provide contributions to Superannuation Guarantee for their employees. With respect to Indian law, this Agreement applies to the relevant Indian social security and pension laws.2 1 For the “in force” announcement, the text of the Agreement (in Hindi and English) and a “Fact Sheet”, see the Australian Department of Social Services website under: Aggregation of contribution periods (in two countries) to prevent loss of performance (tabling). The agreement also provides disability insurance benefits for Indian nationals working abroad. As in the past, India has signed SAAs with 18 countries. Australia currently has 31 bilateral international social security agreements. All these agreements are based on the concept of shared responsibility. Shared responsibility agreements are reciprocal. Under each agreement, partner countries make concessions on their social security rules so that people covered by the agreement have access to payments for which they might not otherwise be entitled.

In this way, the responsibility for social security is shared between the countries where a person has lived during his or her working years and the person can release potential rights. As a general rule, a pension from one country may be received in the second country, although the paying country retains some discretion in the currency used and in the delivery mechanisms used. The signed agreement is hosted on the Ministry`s website and on the website of the Employee`s Provident Fund Organisation for the information of stakeholders so that they can guarantee certificates of coverage in order to avoid double social security contributions. avoid double social security contributions by workers (replacement); Under these agreements, Australia equates periods of social security/residence in these countries with periods of Australian residence in order to respect the minimum entitlement periods for Australian pensions. Other countries typically include periods of stay in the Australian labour market as social security periods to fulfill their minimum payment periods….